👋 Utangulizi

Karibu Numi Finance ("Numi", "sisi", "yetu"). Numi ni programu ya simu inayokusaidia kufuatilia pesa zako za kila siku — mapato, matumizi, bajeti, akiba, na deni.

Tunajali faragha yako sana. Sera hii inaelezea jinsi tunavyoshughulikia taarifa zako.

📱 Taarifa Tunazokusanya

Numi inakusanya taarifa zifuatazo tu:

• Jina lako la kwanza (kwa matumizi ya programu tu)
• Barua pepe yako (kwa uthibitisho na kurejesha akaunti)
• Namba ya simu (hiari — kwa matumizi ya ndani tu)
• Taarifa za miamala unayoingiza wewe mwenewe
• Malengo ya bajeti na akiba unayoweka
• Aina ya usajili wako (bure au premium)

💾 Data Inabaki Kwenye Simu Yako

Tunatumia SQLite database iliyopo ndani ya simu yako. Data hii:

• Haipelekwi kwenye seva yetu au watu wengine
• Haishirikishwi na kampuni nyingine
• Inafutwa ukifuta programu
• Inalindwa na PIN au biometriki yako

☁️ Taarifa Tunazohifadhi Mtandaoni

Taarifa chache tu zinahifadhiwa kwenye seva yetu (Supabase) kwa madhumuni ya:

• Kuthibitisha akaunti yako (barua pepe)
• Kurejesha akaunti ukibadilisha simu (Premium tu)
• Kusimamia usajili wako wa premium

Taarifa hizi zinalindwa na encryption na hazishirikishwi na mtu yeyote.

🔐 Usalama wa Data Yako

• PIN ya nne kwa usalama wa programu
• Biometriki (alama ya kidole au uso)
• Encryption kwenye seva (Supabase)
• HTTPS kwa mawasiliano yote ya mtandao
• Hakuna mtu anayeweza kuona data yako ya miamala

🤝 Hatushirikishi Data Yako

Numi haitashirikisha, haitauza, wala haitapangisha taarifa zako za kibinafsi kwa:

• Kampuni za matangazo
• Watu wa tatu kwa madhumuni ya kibiashara
• Serikali (isipokuwa sheria ikitulazimisha)
• Washirika wa biashara

🗑️ Haki Yako ya Kufuta Data

• Futa programu — data yote ya ndani itafutwa moja kwa moja
• Omba kufuta akaunti yako mtandaoni — tutafuta ndani ya siku 7
• Wasiliana nasi: support@numi.co.tz

👶 Watoto

Numi haikusudiwa kwa watoto walio chini ya miaka 13. Hatukusanyi kwa makusudi taarifa za watoto. Ukigundua mtoto wako ana akaunti, tafadhali wasiliana nasi mara moja.

🔄 Mabadiliko ya Sera Hii

Tunaweza kusasisha Sera hii ya Faragha mara kwa mara. Tutakuarifu kupitia programu au barua pepe ukitokea mabadiliko makubwa. Kuendelea kutumia Numi baada ya mabadiliko kunamaanisha umekubali masharti mapya.

👋 Introduction

Welcome to Numi Finance ("Numi", "we", "our"). Numi is a mobile application that helps you track your daily finances — income, expenses, budgets, savings, and debts.

We take your privacy seriously. This policy explains how we handle your information.

📱 Information We Collect

Numi only collects the following information:

• Your name (used within the app only)
• Your email address (for verification and account recovery)
• Phone number (optional — for internal use only)
• Transaction data you enter yourself
• Budget and savings goals you set
• Your subscription type (free or premium)

💾 Your Data Stays On Your Device

We use SQLite database stored locally on your device. This data:

• Is never sent to our servers or third parties
• Is never shared with other companies
• Is deleted when you uninstall the app
• Is protected by your PIN or biometrics

☁️ Information Stored Online

Only minimal information is stored on our servers (Supabase) for the purpose of:

• Verifying your account (email)
• Account recovery when you change devices (Premium only)
• Managing your premium subscription

This information is encrypted and never shared with anyone.

🔐 Data Security

• 4-digit PIN for app security
• Biometric authentication (fingerprint or face)
• Server-side encryption (Supabase)
• HTTPS for all network communication
• No one can view your transaction data

🤝 We Do Not Share Your Data

Numi will never share, sell, or rent your personal information to:

• Advertising companies
• Third parties for commercial purposes
• Government agencies (unless required by law)
• Business partners

🗑️ Your Right to Delete Data

• Uninstall the app — all local data is immediately deleted
• Request online account deletion — we will delete within 7 days
• Contact us: support@numi.co.tz

👶 Children

Numi is not intended for children under 13 years of age. We do not knowingly collect information from children. If you discover your child has an account, please contact us immediately.

🔄 Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you through the app or email if significant changes occur. Continued use of Numi after changes means you accept the new terms.